Retirement Guide 2025

Retire in Bali
Your Paradise Awaits

Join thousands of expats who've found their retirement paradise in Bali. Beautiful weather, affordable living, quality healthcare, and a welcoming community. Live your best retirement on $1,500-$3,000/month.

$1,500-$3,000
Monthly Budget
10,000+
Expat Retirees
55+
Visa Age Requirement
27°C avg
Year-Round Temperature

Why Retire in Bali?

Discover why Bali has become one of the world's top retirement destinations.

Affordable Luxury

Live in a villa with a pool, have a maid, and eat well for a fraction of Western costs. Your retirement savings go 2-3x further.

Perfect Climate

Year-round warm weather (26-30°C), no harsh winters, and beautiful beaches. Great for outdoor activities and overall wellbeing.

Quality Healthcare

Modern private hospitals, affordable medical care, and many English-speaking doctors. Dental and optical care at fraction of Western prices.

Expat Community

Large, welcoming community of retirees from Australia, Europe, and America. Easy to make friends and find social activities.

Beautiful Living

Traditional Balinese architecture, lush gardens, rice paddies, and stunning ocean views. A peaceful environment for retirement.

Safe Environment

Low crime rate, friendly locals, and a peaceful Hindu culture. Bali is one of the safest places in Southeast Asia for expats.

Retirement Visa Options

Choose the best visa path for your retirement in Indonesia.

Retirement KITAS

Most common choice for retirees

1-2 years (renewable)
$1,200-$1,800/year

Requirements:

Age 55+
Proof of pension/income ($1,500/mo)
Health insurance
No work allowed

Second Home Visa

Younger retirees with savings

5-10 years
$3,000-$5,000

Requirements:

Savings of $130,000+
Property investment option
No age requirement
No work allowed

KITAP (Permanent)

Long-term commitment to Indonesia

5 years (renewable)
$2,000-$3,000

Requirements:

5 consecutive years on KITAS
Clean record
Basic Indonesian
Stable income

Retirement Cost Breakdown

Monthly expenses at different lifestyle levels (USD).

CategoryBudgetComfortableLuxury
Housing
Monthly villa/apartment rent
$$400-700$$800-1,200$$1,500-3,000+
Food & Dining
Groceries + restaurants
$$200-350$$350-500$$600-1,000
Healthcare
Insurance + out-of-pocket
$$100-200$$200-400$$400-700
Transport
Scooter/car/driver
$$50-100$$100-200$$300-500
Utilities
Electric, water, internet
$$50-80$$80-150$$150-300
Entertainment
Activities, travel, hobbies
$$100-200$$200-400$$500-1,000
Misc/Buffer
Unexpected expenses
$$100-200$$200-350$$400-600
Monthly Total$1,000-$1,500$1,800-$3,000$3,500-$6,000+

Best Areas for Retirees

Where to live in Bali based on your preferences and budget.

Sanur

⭐⭐⭐⭐⭐

Most popular for retirees. Quiet, family-friendly, good healthcare access, flat terrain for walking/cycling.

Pros

Calm beaches
Established expat community
Near hospitals
Affordable

Consider

Less nightlife
Quieter pace

Ubud

⭐⭐⭐⭐

Cultural heart of Bali. Arts, yoga, wellness, and beautiful rice terraces. Cooler climate.

Pros

Cultural activities
Wellness focus
Beautiful scenery
Affordable

Consider

No beach
Hilly terrain
Humid

Seminyak

⭐⭐⭐

Upscale dining and shopping. More urban feel with beach access. Good for active retirees.

Pros

Restaurant scene
Beach access
Shopping
International feel

Consider

More expensive
Traffic
Touristy

Nusa Dua

⭐⭐⭐⭐

Resort area with beautiful beaches. Quieter and more manicured. Good infrastructure.

Pros

Pristine beaches
Quiet
Safe
Golf courses

Consider

Isolated
More expensive
Less local culture

Healthcare in Bali

Quality medical care at affordable prices.

Private Hospitals

BIMC, Siloam, Kasih Ibu

Cost:$50-200 per visit
Quality:International standard

Dental Care

Bali Dental Clinic, ARC

Cost:$30-100 per treatment
Quality:Excellent, modern equipment

Specialist Care

Cardiologists, orthopedic

Cost:$80-300 per consultation
Quality:Many Western-trained doctors

Pharmacy

Guardian, Kimia Farma

Cost:50-80% cheaper than West
Quality:Most medications available

Important: Health Insurance Required

The retirement visa requires health insurance. We recommend international coverage including medical evacuation (to Singapore for complex cases). Budget $200-$600/month depending on age and coverage level.

Frequently Asked Questions

Common questions about retiring in Bali.

Can I buy property in Bali as a retiree?

Foreigners cannot own freehold property in Indonesia. However, you can lease land (25-80 years), use a Hak Pakai (right to use) title, or set up a PT PMA company to control property. Many retirees successfully long-term lease villas.

What happens if I have a medical emergency?

Bali has 24/7 emergency services at private hospitals like BIMC. For serious cases, medical evacuation to Singapore is common. International health insurance typically covers evacuation ($500K+ recommended).

Can my spouse come with me on a retirement visa?

Yes, your spouse can obtain a dependent KITAS tied to your retirement visa. Children under 18 can also be included. The cost is around $800-$1,200 per dependent per year.

What if I'm under 55 years old?

If under 55, consider the Second Home Visa (requires $130K in savings), Social/Cultural Visa (6 months), or Digital Nomad Visa (if you have remote income). We can help find the best option for your situation.

How to Start Your Bali Retirement

Simple steps to make your retirement dream a reality.

1

Free Consultation

Discuss your situation, budget, and visa options with our team.

2

Gather Documents

We guide you through the required paperwork and applications.

3

Visa Processing

We handle the visa application while you plan your move.

4

Start Your New Life

Arrive in Bali and begin your retirement adventure!

Ready to Retire in Paradise?

Get personalized guidance on retirement visas, healthcare, and settling in Bali. Our team has helped hundreds of retirees make the move.

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